What Are The Top Ten E-Shopping Tips?
1. Use a credit card with a safe online shopping guarantee. Look for
a card with specific guarantees, like 100% coverage for any losses due
to fraud when shopping on the Internet.
Many credit cards only cover a percentage or the
total charge amount beyond the first $50 toward fraud.
2. Shop only at websites
that offer encryption protection.
A protected website will have one or more of these three features: the
small locked/key symbol at the bottom of your browser window;
an address that starts with https
("s" for "secure") instead of just http;
and a warning box that pops up at the point of purchase.
3. Look for and read a website's privacy and security policy.
Stay clear of a website that either doesn't have one
or does not guarantee your personal information will not be sold.
4. Research your merchant. Many websites, such as BizRate.com, let
consumers evaluate hundreds of different merchants on criteria such as
customer
service, privacy policies, and content. Look at the ratings consumers give
them and
stay clear of websites that either aren't listed or receive poor marks.
5. Print out a copy of your order and confirmation number for your
records. Reputable merchants will usually send you an email confirming
your
order. However a hard copy is always good to have in case your order is
lost, deleted or not delivered as promised.
6. Never share your website passwords with anyone. Write them
down and store them in a safe place.
7. Do not use the same username and password at every
website. Should your personal information be compromised, a thief won’t
get very
far if you use different passwords and usernames on different websites.
8. Use only one credit card to shop with online. This helps keep track
of
your online purchases during the holidays, and will make it easier to spot
purchases
that are fraudulent. Look for a card that allows you to review transactions
online as
well – you'll be more likely to notice a problem early on.
9. Don't enter more information at a
merchant website than is
absolutely necessary. There is usually no reason why you should have to
supply information such as birth dates or Social Security numbers when
making a
purchase. Fill in only the bare essentials necessary to make your purchases.
10. Shop with NextCard Visa and be
protected with thier 100%
Safe Shopping PledgeSM!
Is Internet Shopping Safe?
We have all heard a lot of talk about whether shopping on
the internet is safe. The fact is that this year on-line
shoppers will spend over $5.7 billion dollars according to
International Data Corp.
The main concern of on-line shoppers is that their credit
card information will somehow end up in the wrong hands.
Max Music uses Netscape's Secure Commerce Server
technology, which encrypts your order information,
keeping it private and protected. It's a Netscape
technology called "SSL" (Secure Sockets Layer)
It encrypts all of your personal information, including credit card
number, name, and address, before it
is sent to us so that it cannot be read as
the information travels over the Internet.
It's
used by us and all the other major commercial shopping
sites, including: The Wall Street Journal, Barnes & Noble
Books, FTD Flowers, Microsoft, and Netscape itself. It is
actually safer to transmit your credit card info over the
Internet than it is to use your credit card around town.
What most people don't realize is that shopping with your
credit card is actually safer than paying by check. In the
event that there is a problem with your purchase, the
credit card company will remove the purchase from your
bill and the on-line merchant is not paid. In the event that
your credit card number is stolen, the credit card
companies do not hold you responsible for any
unauthorized purchases.
How Is Your Order Infomation Used By Max Music?
Your personal billing/shipping is used only for shipping
and billing purposes,
your billing/shipping data will not be sold or rented by us to any
other company(s) or person(s).
For full details
see our privacy policy.
What Are Cookies And How Do We Use Them?
A cookie is a small piece of data that
is sent to your browser from a web server
and stored on your computer's hard drive.
We use cookies to allow you to use our
online credit card services in our site.
For example, we can
store your personal shopping cart items as you shop. If you decide
to go away
and come back later, your shopping cart
items are still there for you. You can
choose whether to accept the cookies
that we send to you by changing the
settings of your browser. If you choose
not to accept these cookies, your
experience at our site may be inferior
and some features will not work as
intended.